First Time Home Buyer

Purchasing your first home is an exciting experience and one of the most important events that will ever happen in your life. It can also be confusing and even stressful at times. After all, you’re making a decision that will affect your life, your family and your finances for many years to come.

How can you know if you’re making the right choice? Especially about your mortgage?

Because you are new to the home buying process, you may not even be aware that there are a number of programs for first time home buyers in California. These programs, backed by the California Housing Finance Agency, have been specifically designed to help people just like you realize their dream of owning their own homes.

With EZ Online Mortgage, you don’t have to figure these things out on your own. Our experts have many years of experience in the mortgage industry, particularly when it comes to first-time buyers. We’ll be there to walk you through the entire process - from start to finish - and help you get into the mortgage - and the home - that’s perfect for you.

Your dedicated mortgage consultant will work with you to determine precisely what your budget and needs are. Then we’ll present you with some of the best first time home buyer loans California has to offer. Best of all, we’ll do all the legwork so you can focus on searching for the house of your dreams.

With the right team in your corner, buying your first home has never been easier! Get a free instant rate quote to get started!

First Time Home Buyer Program California

Everyone deserves the opportunity to own their own home. To help facilitate this, the state of California’s Housing Finance Agency (CalHFA) has developed a number of plans and assistance programs designed to help make the home buying experience more accessible to everybody.

The programs for first time home buyers in California vary, based on eligibility and need. For instance, one program is designed to provide assistance with the down payment process. For many new homeowners, coming up with 20% of the purchase price is challenging. To make things a little easier, the state offers the option of taking out a deferred payment junior loan to cover a portion of the required down payment and/or closing costs.

Another first time home buyer program California residents may be eligible for is backed by the US government and features an attractive fixed interest rate as well as affordable payments. To find out whether you qualify for any of the first time home buyer loans California has to offer, contact us today. We’ll help you determine which programs you’re eligible for and get the ball rolling on the application process. It’s that easy!

All you have to do is apply now to get started. Owning your own home is more attainable than ever. The dedicated team at EZ Online Mortgage can help get you there!

What are the Steps to Buying My First Home?

Getting started with the home buying process is easier than you may think - especially when you have the team of experts at EZ Online Mortgage in your corner. First, we’ll need to get a little information from you. This will help us determine if you’re eligible for a first time home buyer program California is offering to new homeowners.

As part of our commitment to helping you achieve your dreams, you’ll be assigned your very own dedicated mortgage consultant who will take the time to get to know who you are, what your needs are and what type of home you’re looking to purchase. Your representative will assist you with the application process and explain, in detail, the various programs for first time home buyers in California, including their features, terms and eligibility requirements.

Once you’ve completed this first step, we’ll be able to start locating the available first time home buyer loans California is currently offering. You choose the loan that works for you and before you know it, you’ll be moving into your dream home.

All it takes is partnering with the right mortgage professionals. Apply now and let EZ Online Mortgage handle the rest! Call or click to get started today!

The Power of Our Expertise

If you qualify for one of the state’s first time buyer programs, we’ll get right to work searching for the best available first time home buyer loans California has to offer. This is where working with a seasoned professionals at EZ Online Mortgage will really pay off. Not only are we intimately familiar with the programs for first time home buyers in California, but we also have access to some of the best lenders with the most attractive loan products available today.

By taking the time to get to know you on an individual basis, your mortgage consultant will be able to match you with a home loan that meets all of your needs, including a competitive interest rate, affordable payments and terms that you can feel comfortable with. Our support doesn’t end there, either. Once you’ve applied and been pre approved for your mortgage, we’ll act as your dedicated intermediary, facilitating all the necessary transactions throughout the entire home buying process. We’ll work directly with your:

  • Realtor
  • Appraiser
  • Credit Agency
  • Lender
  • Loan Underwriters
  • Loan Processors
  • Title and Escrow Company
  • Attorneys

Best of all, when you leave all the legwork to us, you will be able to focus on what’s most important: finding the home you’ve always dreamed of. To find out whether you’re eligible for any of the available programs for first time home buyers in California, simply apply now and we’ll take care of the rest. Buying your first home has never been easier!

Take Advantage of Today’s Interest Rates

One of the greatest benefits of the first time home buyer loans California currently offers is the low interest rate these mortgages typically come with. In fact, the rates for these types of loans are at a record low. By locking into your first home mortgage today, you’ll also lock in affordable payments that will make owning your own home easier than you ever thought possible. Simply get a free instant rate quote or use one of our convenient mortgage calculators to find out what your payments might look like. It’s that easy!But don’t wait - the time to act is now, before the rates go up again. Apply now to see if you’re eligible for a first time home buyer program California is offering and get on the path to home ownership today.

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