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Moving and Buying a Home

There comes a time in most people's lives where they find themselves facing the uniquely exciting and stressful process of moving and buying a home. If you're buying and moving into your first home, your second, or even your third, let EZ Online Mortgage help you through the mortgage process.

Should You Sell Your Existing Home Before Buying A New One?

Most home buyers, especially first time buyers who might have inherited the home they're currently living in, prefer to sell their current home before purchasing a new one. This “out with the old, in with the new” mantra actually makes a lot of practical sense: sitting on a home is a lot like sitting on unused cash—cash that could be used towards the purchase of a new home.

But a home is also an asset, and an assets can appreciate, depreciate, and, if one is clever about it, be used to turn a profit. If you plan to sell your house, you would ideally like to sell for the highest rate possible, giving you the money necessary for moving and buying a home. Sometimes, however, the market is not conducive to selling. If you are attempting to sell your house in a buyer’s market, expect to get shortchanged, because the buyer is king. If you're selling in a seller's market, however, and house values are rising, you can expect to walk away with pleasantly tidy sum. If the current market is a bust, don't feel pressured to sell. In fact, it's not necessary to sell your current home before buying a second home. In fact with a moving home mortgage, you don’t have to have any hesitations about moving into a new home while keeping your old one. Then, when market forces have turned over to your favor, you can sell your previous home at a much better price.

Get a Mortgage Through EZ Online Mortgage

Regardless of why you're moving, whether it's for work or simply for a change of scenery, experts at EZ Online Mortgage can provide you with a smooth and speedy mortgage process. For a buying second home mortgage or a moving home mortgage, we can help you find a loan plan that fits your needs. Let the Loan Advisors at EZ Online Mortgage guide you through anything and everything you need to know to be able to finance your buying second home mortgage. Our loan programs for people moving and buying a home include:

  • FHA Loan: An FHA loan comes with lower down payment and lots of benefits. This is the most flexible loan program.
  • VA Loan: A VA loan is an ideal for veterans and military personnel. You can get a VA mortgage with no money down and no PMI.
  • 30-Year Loan: You can get a low mortgage rate (that's fixed for 30 years) with us.
  • 15-Year Loan: Save thousands buy paying off your mortgage faster with this loan program.
Apply Now

Whether you're a second-time homebuyer or a seasoned one, let EZ Online Mortgage help make securing a mortgage a smooth, stress-free experience. Get a free instant rate quote when you apply now online. We offer 24/7 mortgage consultation, providing hands-on assistance to each and every client. Experience the EZ Online Mortgage difference today.

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