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Pre Approval

Shopping for a new home involves a lot of important things. You’ve got to line up a realtor, sift through listings, narrow down your choices and set up viewings. Perhaps the most important step in purchasing a new home is becoming pre approved for your mortgage. Doing so provides insight into the price-range of homes you might qualify for. It also demonstrates to sellers that you’re serious about making a purchase.

Think becoming pre approved is a huge hassle? Think again! Now you can get your home mortgage pre approval online right from your computer or mobile device without having to step foot in a bank.

What’s more, with our secure website and dedicated mortgage experts, EZ Online Mortgage offers online mortgage pre approval California residents can feel confident about. Find out how much you’re approved for and start searching for your dream home today! Apply now to get started.

What is Mortgage Pre-approval?

Becoming pre approved for a mortgage means that a lender has verified your information and determined a dollar amount for how much they would be willing to lend you. Without this type of approval, you could be looking at houses that you would not be able to afford, wasting both your time as well as that of the seller. While it’s not a loan commitment, it does speed up the process of getting the actual loan since much of the documentation has already been gathered and completed.

Mortgage pre approval used to take much longer because it involved physically applying either through a realtor or directly at a bank. Now, with EZ Online Mortgage, all you have to do is share a bit of information with us and you can get your home mortgage pre approval online without all the hassle. Once pre approved, you can then focus your search on homes that are within your price range, saving time and aggravation and improving the chances of landing the house of your dreams!

Ready to get started? Apply now! You can even get a free instant rate quote to find out what your monthly payments might be. With our online pre approval option, the home buying experience has never been easier!

Why Get Pre-Approved?

While pre approval is not a requirement, there are many benefits to completing this step. For instance, you can...

  • Save Time - Why waste precious time looking at houses that you can’t afford when you could be focusing your efforts where you’ll be more successful?
  • Avoid Unexpected Surprises - By knowing ahead of time how much a lender will let you borrow, you can avoid unpleasant surprises and disappointment down the road.
  • Correct Credit Report Problems - A mortgage pre approval can reveal potential issues with your credit report early, giving you time to fix any errors before actually applying for your home loan.
  • Negotiate Better - Being armed with the knowledge of what you’re able to spend can help you compete with other potential buyers more effectively.
  • Close Faster - The entire process moves quicker, especially with an online mortgage pre approval. California residents who choose EZ Online Mortgage for their pre approval can often close on their new home in just weeks, not months.

What are you waiting for? Apply now to get your home mortgage pre approval online and start looking for your dream home today!

Pre Approval Makes The Home Buying Process Easy

Becoming a homeowner just got easier. Now, instead of wasting hours at the bank or waiting weeks for an answer, you can get your home mortgage pre approval online and be living in the home of your dreams in just four simple steps.

Step 1: Complete the application. Our mortgage experts just need a little bit of information from you to get started on your online mortgage pre approval California

Step 2: Find an agent and start looking at homes. Once you’ve been pre approved, you’ll already know what price range to shop within. If you’re going to work with a realtor, choosing one as soon as you’ve received your pre approval can move things along faster.

Step 3: Get your mortgage. When you’ve found your dream home, it’s time to apply for your home loan. The pros at EZ Online Mortgage have made this process extremely simple and hassle-free. In fact, with your pre approval, most of the work has already been done!

Step 4: Move into your new home! While the closing is typically referred to as the last step in the home buying process, in reality it marks the beginning of your life in your new home. Our consultants would relish the opportunity to help get you to this exciting moment!

Purchasing a new home has never been easier. It all begins with a simple online mortgage pre approval. California rates have also never been better, so now’s the time to act.

Get a free instant rate quote today!

Why Use Us?

There are plenty of mortgage professionals out there that promise the world to their clients. Sadly, not very many actually follow through with their promises. Still others lack in the area of consumer protection, leaving their clients feeling vulnerable and unhappy.

At EZ Online Mortgage, we’re trying to change the home lending industry, one transaction at a time. Our team of highly skilled home loan experts possess years of experience in the industry. More importantly, our services are backed by our unwavering commitment to exceptional service and our impeccable integrity.

We work hard to make the mortgage process as easy as possible. We know you’re busy. We also know that buying a new home can be complicated. With the right team in your corner, it doesn’t have to be. We’ll be there to walk you through, step by step, providing the guidance and support you need to ensure that you end up with the ideal mortgage product at a great rate, affordable price and terms you can feel good about.

When you work with us, you can expect to receive personal attention, individual service and outstanding support, from the first click to the moment you’re given the keys to your new home.

Why wait? Apply today and get your home mortgage pre approval online in just a few simple steps.

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