Home Mortgage Loans California - Refinance Your Home at Lowest Mortgage Rate QuotesEZ Online Mortgage - Home Mortgage Loans California

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Welcome to EZ Online Mortgage

Looking for a fast, no hassle mortgage loan that you can apply for online?

EZ Online Mortgage has the perfect solution for all your mortgage loan needs. Whether you’re in the market for a new home loan or a mortgage refinance, our team of experienced mortgage professionals is prepared to assist you every step of the way. Best of all, when you let EZ Online Mortgage handle your home loans online, you’ll save time and money and still end up with a quality mortgage product that is tailored to suit your specific needs.

When it comes to home loans and mortgage refinance, securing the lowest rate is important, but you also want to choose a product that has terms you can feel comfortable with. At EZ Online Mortgage, we’re mortgage experts. We know how to shop for the lowest mortgage rates in California. We also know how to find products that feature the terms that work best for our clients.

EZ Online Mortgage is an experienced mortgage broker company that has been serving the new and existing home loan needs of California residents since 2009. We specialize in securing single family or 1-4 unit residential mortgage loans that feature very low, competitive rates. We’re always up to date on current mortgage rates in California and possess a deep understanding of how changes in the market work. This ensures that our clients always receive the highest level of professional care and expert guidance throughout the entire mortgage loan process.

Apply now and get a free instant rate quote!


What Makes Us Different?.

EZ Online Mortgage is one of the most successful home mortgage providers in the state of California. Over the years, we’ve established ourselves as a trusted resource by working hard for each and every one of our clients, guiding them through the confusing process of securing an affordable mortgage loan.

Our ongoing success also has a lot to do with our unwavering integrity. The home loan industry is filled with companies that only have their own best interests in mind. At EZ Online Mortgage, we recognize the importance of putting our clients first, before our bottom line. Earning the trust of our clientele has made us one of the leading mortgage companies in California and it’s a position we take seriously.

At EZ Online Mortgage, we want to make the process of getting a mortgage loan or home refinance fast, easy and reliable. Our company is staffed with a dedicated team of highly trained professionals who are available 24/7 to guide you through the mortgage process, step by step. We work hard to offer our customers the lowest mortgage rates in California and, more importantly, all of our services are delivered with honesty, integrity and a personal touch.

What We Offer

When you choose to work with EZ Online Mortgage, you’ll get a dedicated team in your corner. We’ll do all the legwork, researching rates and comparing features to match you with some of the most reputable mortgage companies in California. Whether you’re looking for some basic mortgage rate quotes or you’re ready to move forward and need a partner that can provide fast, reliable service for all your mortgage loan needs, EZ Online Mortgage has everything you need and more.

Expertise and Step-by-Step Guidance...

There are literally thousands of variables that can affect the outcome of your mortgage loan transaction. To make things easier, EZ Online Mortgage will act as your dedicated liaison between:

  • The title and escrow company
  • Real estate agent
  • Lender
  • Appraiser
  • Credit agency
  • Loan underwriters
  • Loan processors
  • Attorneys

Individualized Care with a Personal Touch...

Other online home mortgage providers offer cookie-cutter solutions and impersonal, automated service. With EZ Online Mortgage, you’ll receive personal assistance from an experienced, friendly and “live” mortgage professional. We’ll listen to your needs, discuss your options and work hard to locate the ideal California mortgage company that best matches your criteria. It’s a level of individualized care and service you simply won’t get anywhere else!

Dedicated, Round-the-Clock Service...

Life moves fast. You need a mortgage broker company that can keep up with your fast-paced, busy schedule. With EZ Online Mortgage, you can enjoy access to professional mortgage consultation, 24 hours a day, 7 days a week. No need to wait for the bank to open or waste time trying to schedule an appointment. Check your secure online mortgage loan status any time, from any place. With convenient online service, the home loans process has never been easier!

Mortgage Tools to Make Your Life Easier

In addition to providing reliable mortgage loan program services, we also offer a number of helpful tools to make securing home loans and mortgage refinance solutions fast and easy. Check out the latest home mortgage rates in California, calculate what your payments will be and verify the status of your recent application all at the click of a button! EZ Online Mortgage provides all the tools you need to manage all your mortgage loan and home refinance needs in one, convenient location.

The Benefits of Our Expertise

As one of the leading mortgage companies in California, EZ Online Mortgage offers a significant leg up on the competition. In today’s volatile home lending industry, we can serve as your safeguard, offering you security and peace of mind. We can also improve the chances of you obtaining the lowest home loan rates in California.

Our team of mortgage specialists will sort through the mountains of rate data and program options, researching current market conditions to find the most accurate and up-to-date information about cost-effective home loan options. We’ll also use the information we gathered from you to help match you with the California mortgage company that’s the best fit for your needs.

All you have to do to take advantage of our expertise and support is apply now and get a free instant rate quote. It’s that simple!

EZ Online Mortgage is the Obvious Choice!

Buying a home may be the largest financial transaction you make in your lifetime, so it’s important to make the right decisions and to stay on top of all the details. With the help of EZ Online Mortgage, getting an initial mortgage or home refinance loan that is customized to your specific needs is easy. Let our experts help make the entire process a swift, seamless and positive experience!

What are you waiting for? Apply now and get a free instant rate quote! But hurry...the home mortgage rates in California won’t stay this low for long. Don’t miss out on your chance to own a piece of the American Dream.


Source: First Time Home Buyers Purchase your home with just 1% down.

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30 Year


  • 2.995%
  • 3.255%

15 Year


  • 2.875%
  • 3.125%

30 Year


  • 3.625%
  • 3.865%

Based upon $300,000 loan amount,70% LTV,760 or above Credit Score,30 days rate lock 0.0 discount points,single family primary residence in CA. Purchase/Rate Team Refinence

Click here to see important terms and conditions.

Speak live with an Expert Now! (800) 930-8195

Low California Mortgage Rates

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  • Super Low Interest Rate
  • Spend Less Money out of Pocket
  • Know exactly what you can afford
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Programs, rates, terms, and conditions are subject to change without notice. Payments shown do not include amounts for taxes and insurance, or mortgage insurance. Actual payment obligation will be greater. For adjustable rate loans, after the initial period, rates and payments are based on today's index plus a margin.

Rates shown may not be available in all states

  • Conforming loan amounts of $300,000.
  • Single family primary residence.
  • Purchase loan/Rate term refinance.
  • Down payment of 30%.
  • Rate lock period of 30 days.
  • Credit score greater than or equal to 760.

These assumptions are subject to change without notice. Rate, points and APR may be adjusted based on several factors including, but not limited to, state of property location, loan amount, documentation type, loan type, occupancy type, property type, loan to value and your credit score. Your final rate and points may be higher or lower than those quoted based on information relating to these factors, which may be determined after you apply.

The annual percentage rate (APR), is the cost of credit over the term of the loan expressed as an annual rate. The APR shown here is based on the interest rates and points only and does not take into account other loan specific finance charges you may be required to pay.