Licensed in California · NMLS #362311

Buy a Home · California

Find and finance your dream home.

Everything you need to buy with confidence — from a comfortable budget and pre-approval to closing day. Guided by a California team that picks up the phone.

Start Pre-Approval What can I afford?

No credit impact to explore. NMLS #362311.

California couple celebrating their new home with their agent

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Your first three steps

Get Pre-Approved

Shop with confidence and show sellers you’re serious.

See Personalized Rates

Explore purchase options tailored to your goals.

Homebuyer Checklist

Know exactly what to gather and when.

Find a Real Estate Agent

Connect with a trusted California agent.

How it works

A clear path from “just looking” to keys in hand

Every step happens online and stays visible in your portal — so you always know what’s done, what’s next, and who’s on it.

Start online

Tell us your goal and a few basics. Save and resume anytime — no commitment.

Upload securely

Add documents from your phone or desktop into your encrypted vault.

We review your file

A licensed California team reviews everything and requests anything missing.

See your options

Review personalized options and clear next steps in your borrower portal.

Track to closing

Follow each milestone, eSign disclosures, and watch your progress to close.

Affordability

See what may fit your budget

A quick, private estimate of a comfortable price range based on your income, debts, and down payment.

Gross monthly income$11,000

Monthly debt payments$650

Down payment saved$120,000

Interest rate6.250%

Estimated comfortable price

$761,203

Estimated loan amount$641,203

Your down payment$120,000

Target payment (PITI)$4,080

Based on DTI43% max

A guideline based on a 43% debt-to-income ratio. Your real limit depends on full underwriting.

Get my personalized estimate

For illustration only. Not a loan offer, approval, or rate lock. Actual terms depend on your full application and underwriting. NMLS #362311.

Loan options

A full range of California home loans

Whatever your goal, there’s likely a path that fits. Compare options and see what may work for you — no impact to your credit to explore.

Conventional

Flexible fixed & adjustable options for primary, second, and investment homes.

See your options

FHA

Lower down-payment paths that can work for first-time California buyers.

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Jumbo

Financing above conforming limits for higher-value California markets.

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HELOC

Tap home equity with a flexible line for renovations or big goals.

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Refinance & Cash-out

Explore options to adjust your term, payment, or access equity.

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Adjustable-rate (ARM)

A lower introductory period for buyers with a shorter time horizon.

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Learn

Questions, answered honestly

No jargon, no pressure. Just clear answers from a California team that does this every day.

20+ years helping California homebuyers

Visit the learning center

Exploring estimates and using our calculators won’t affect your credit. A full application later may involve a credit review — we’ll always tell you before that happens.

It depends on the loan program and your goals. Some paths allow lower down payments; our affordability calculator can help you explore what may fit.

Yes. Your application saves automatically, and you can resume anytime from your secure borrower portal on any device.

Your documents live in a bank-grade encrypted vault. We use role-based access and audit logging, and we never sell your data.

Ready to see what may fit your goals?

Start your mortgage journey in minutes. Explore options with no pressure, and no impact to your credit.

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