DTI Calculator

Estimate your debt-to-income ratio — a key number in qualifying.

Gross monthly income$11,000

Proposed housing payment$3,200

Other monthly debts$650

Back-end DTI ratio

35%

Front-end (housing only)29%

Back-end (all debts)35%

AssessmentStrong

Many programs look for a back-end DTI at or below 43%, though some allow more with strong compensating factors.

For illustration only. Not a loan offer, approval, or rate lock. Actual terms depend on your full application and underwriting. NMLS #362311.

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